Wednesday, February 29, 2012

Peso Savings Account Interest Rates (Individual/Personal)

BDO


Deposit Account Type
Minimum Balance to Accrue Interest
Interest Rate
Peso Passbook Savings Account
Php 5,000.00

0.3750%
Peso ATM
Php 5,000.00

0.3750%
Peso Savings Account Payroll
Php 5,000.00

0.3750%
Junior Savers Club
Php 500.00

0.3750%
Power Teens Club
Php 2,000.00

0.3750%
Club 60 Peso
Php 5,000
Php 5,000 to 49,999
Php 50,000 and over
0.3750%
0.6250%
Smart Guarantor
Php 5,000.00

0.3750%
Kabayan Peso Savings Account
Php 5,000.00

0.3750%
Savings Account w/ ATF - Personal
Php 25,000.00

0.3750%
Optimum Savings Account - Personal
Php 30,000
Php 30,000 to 99,999
Php 100,000 to 249,999
Php 250,000 to 499,999
Php 500,000 to 999,999
Php 1,000,000 to 4,999,999
Php 5,000,000 to 9,999,999
Php 10,000,000 and over
1.2500%
1.3750%
1.5000%
1.6250%
1.7500%
1.8750%
2.0000%

 Source: http://www.bdo.com.ph/Personal/DepositsInvestments/NewInterestRates.asp



Bank of the Philippine Islands

Deposit Account Type
Minimum Balance to Accrue Interest
Interest Rate
Maxi-Saver4 Savings with ATM
Php 50,000.00
Less than Php 50,000
50,000 - 299,999
300,000 - 499,999
500,000 - less than 1M
1M and up
N.A.
1.000%
1.125%
1.250%
1.375%
With 1% BONUS p.a. if no withdrawal within a month
Maxi-Saver4 Savings with Passbook
Php 75,000
Less than Php 75,000
75,000 - 299,999
300,000 - 499,999
500,000 - less than 1M
1M and up
N.A.
1.000%
1.125%
1.250%
1.375%
With 1% BONUS p.a. if no withdrawal within a month
Get Started Savings Account with Life Insurance (ATM)
Php 25,000

0.500%
Get Started Savings Account with Life Insurance (Passbook)
Php 75,000

0. 500%
BPI Save-Up Automatic Savings + Insurance
Php 5,000
Less than Php 5,000
N.A.
5,000 - 399,999
0.375%
400,000 and above
0.750%
BPI Save-Up Automatic Savings
Php 5,000
5,000 - 49,999
50,000 - 299,999
300,000 - 499,999
500,000 and up
0.375%
0.875%
1.125%
1.250%


With 20% withholding tax on interest.
Jumpstart Savings

Php 2,000
0.375%
Easy Saver

Php 1,000
0.375%
Express Teller Savings

Php 3,000
0.375%
Passbook Savings

Php 25,000
0.375%
BPI Advance Savings Account with Passbook
Php 100,000
100,000 - 299,999
300,000 - 499,999
500,000 - 999,999
1M and up
1.875%
2.000%
2.125%
2.250%
Source: http://info.bpiexpressonline.com/bpiprod/produpd.nsf/Deposit+Rates/DepositRates1



BPI Family Savings Bank

Deposit Account Type
Minimum Balance to Accrue Interest
Interest Rate
Maxi-Saver4 Savings with ATM
Php 25,000
Less than Php 25,000
25,000 - 299,999
300,000 - 499,999
500,000 - less than 1M
1M and up
N.A.
1.125%
1.250%
1.375%
1.500%
With 1% BONUS p.a. if no withdrawal within a month
Maxi-Saver4 Savings with Passbook
Php 50,000
Less than Php 50,000
50,000 - 299,999
300,000 - 499,999
500,000 - less than 1M
1M and up
N.A.
1.125%
1.250%
1.375%
1.500%
With 1% BONUS p.a. if no withdrawal within a month
BPI Advance Savings Account with Passbook
Php 100,000
Less than Php 100,000
100,000 - 299,999
300,000 - 499,999
500,000 - 999,999
1M and up
N.A.
2.000%
2.125%
2.250%
2.375%
Get Started Savings Account with Life Insurance (ATM)
Php 10,000

0.75%
Get Started Savings Account with Life Insurance (Passbook)
Php 50,000

0.75%
BFSB Save-Up Automatic Savings + Insurance
Php 3,000
Less than Php 3,000
3,000 - 399,999
400,000 and above
N.A.
0.75%
1.50%
BFSB Save-Up Automatic Savings
Php 3,000
3,000 24,999
25,000 - 299,999
300,000 - 499,999
500,000 and up
0.750%
1.250%
1.500%
1.625%


With 20% withholding tax on interest.
Jumpstart Savings

Php 1,000
0.625%
Easy Saver

Php 1,000
0.625%
Express Teller Savings

Php 3,000
0.625%
Passbook Savings

Php 25,000
0.625%




BPI Direct Savings Bank

Deposit Account Type
Minimum Balance to Accrue Interest
Interest Rate
BPInoy
Php 500

1.000%
BPI Direct Express Teller Savings
Php 500

1.000%
BPI Direct Save-Up Automatic Savings + Insurance
Php 1,000
Less than Php 1,000
N.A.
1,000 - 399,999
1.000%
400,000 and above
1.500%
Maxi-Saver4 Savings with ATM
Php 25,000
Less than Php 25,000
25,000 - 299,999
300,000 - 499,999
500,000 - less than 1M
1M and up
N.A.
1.250%
1.375%
1.500%
1.625%


With 1% BONUS p.a. if no withdrawal within a month




China Bank


Deposit Account Type
Minimum Balance to Accrue Interest
Interest Rate
Passbook Savings
Php 1,000

0.250%
Statement Savings
Php 1,000

0.250%
Money Plus Savings
Php 20,000
20,000 – 99,999.99
100,000 – 499,999.99
500,000 – 999,999.99
1,000,000 – 4,999,999.99
5,000,000 & Up
1.125%
1.250%
1.375%
1.875%
2.125%


With 20% withholding tax on interest.




Metrobank


Deposit Account Type
Minimum Balance to Accrue Interest
Interest Rate
Passbook Savings
Php 10,000

0.375%
OFW (Fees waived)
Php 10,000

0.375%
SSS Pensioner
Php 10,000

0.375%
US Pensioner
Php 10,000

0.375%
ATM Savings
Php 10,000

0.375%
ATM OFW (Fees waived)
Php 10,000

0.375%
ATM SSS Pensioner
Php 10,000

0.375%
Fun Savers Club
Php 4,000

0.375%

Source: http://www.metrobank.com.ph/PopupRates.asp



PSBank


Deposit Account Type
Minimum Balance to Accrue Interest
Interest Rate
ATM Savings
Php 2,000

0.5000%
Regular Passbook Savings
Php 5,000

0.5000%
Passbook with ATM Savings
Php 25,000

0.5000%
OFW Savings
Php 5,000

0.5000%
Source: http://www.psbank.com.ph/global/system.php?LS=staticpages&id=1190010821253



 

RCBC

Deposit Account Type
Minimum Balance to Accrue Interest
Interest Rate
ATM
Php 3,000

0.5000%
Regular Passbook Savings
Php 10,000

0.5000%
Passbook/ATM – SWAT (Savings with Automatic Transfer)
Php 25,000

0.5000%
SSS Pensioner (ATM or Passbook)
Php 10,000

0.5000%
Payroll Savings (ATM)
Php 10,000

0.5000%
e.Woman (ATM or Passbook)
Php 15,000

0.5000%
Dragon Peso Savings



Dragon Peso Savings (Passbook or ATM)
Dragon Peso Savings - SWAT
Php 25,000
Php 50,000
25,000 < 100,000
100,000 < 500,000
500,000 < 1,000,000
1,000,000 < 5,000,000
5,000,000 and above
0.500%
0.750%
1.000%
1.500%
2.000%
Super Earner (Passbook or ATM)
Php 25,000

25,000 < 250,000
250,000 < 500,000
500,000 < 1,000,000
1,000,000 and above
0.500%
0.575%
0.650%
0.750%


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